1. Self Employed for less than 2 years, with good cashflow & deposit, but they don’t have the 20% deposit to buy a property that the banks require.

2. Good job, good income – but a couple of small blemishes on their credit file, which in todays current economic climate is a NO NO for banks!

3. New to the country (VISA) with good deposit, but do not meet the lending criteria of Australian lenders.

4. Not long enough in a new job, banks want to see stability, and advise the clients to come back in 12 months

5. Clients with “alternative” income streams, that cannot be justified traditionally.

1. A sale price now (generally a premium over todays value) for settlement in the future (3-5 years)

2. A significant income stream, in the form of “repayments” by the purchaser to you for the privilege of securing a price today for settlement in the future.

3. Buyers who pay all your outgoings
( water rates, council rates, insurance, maintenance and repair)

4. Buyers who will add value to the property by engaging in renovations, or other such things TENANTS would normally not do.

5. SECURITY in the event of buyer default.